The Risk

In today’s hectic world the probability of bodily injury due to accident has increased manifold. Bodily injury of the bread earner resulting in death or disablement may create havoc to the dependants and family members. The Solution

To protect the dependants and the family members from such a situation, protection under Group Personal Accident Policy is available.

The Cover

The policy pays compensation in case of death or bodily injury to the insured member of the group solely due to an accident. There are various options available under this policy varying from cover for death due to accident, permanent partial disablement, temporary total disablement etc. The compensation varies for death, permanent disablement and temporary disablement. Though, it is difficult to put a value on human life, to avoid any misuse of the policy, the Sum Insured depend on the Income of the person/ member of the group.

The Service

Howden has a dedicated “Employee Benefits” vertical that works closely with several Corporations to create the right mix of choice, advice and service for both Employers and Employees.

Our services include:

• Single point
• Service Level Agreement
• Help Desk
• Periodic Review Meetings
• Fortnightly distribution of cards to new members
• Support in quick settlement of claims
• Monthly premium Accounting Statement
• Monthly Claim status MIS

Corporate Wellness Programme

With the permission and active support of our customers our in-house health counselors and panel experts conduct a ‘corporate wellness programme’ with benefits that include:

• Identification of work related stress
• Individual Counseling
• Overall Heath Report
• Better Morale
• Lower Healthcare Costs
• Improved Wellness Culture
• Healthy Culture