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New Delhi


The Capital of India and the largest urban area in India by land area and population. The National Capital Region (NCR) comprising of Delhi and its neighboring towns is home to many key service industries like information technology, telecommunications, hotels, banking, media and tourism. Construction, power, health and community services, and real estate are also important to the city's economy.Howden India has its second largest office in Delhi that services the entire North India. With a team of specialists, Howden India services several Public and Private sector clients in the field of Property & Employee Benefits.

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Subhashini Prakhash

Senior Vice President & Head – North Zone

Subhashini has over 33 years of work experience. Prior to joining Howden Subhashini was working with Eli Research India (Insurance) as Country Head. Subhashini started her career in the year 1984 with Oriental Insurance as a Management Trainee. She left Oriental Insurance in 2000 to join Reliance General Insurance from where she shifted in 2002 to Royal Sundaram. Before she joined Eli Research India in 2014 Subhashini tried herself out as an entrepreneur – imparting specialized training to students in Insurance. Subhashini holds a B. Com (Hons) from Shriram College of Commerce, New Delhi & a Diploma in Enterprise Risk Management. She is also a Fellow of the Insurance Institute of India as well as an Associate of the Chartered Insurance Institute, UK.

Govind Belwal

Vice President - Commercial Lines Business

Govind has more than 21 years of experience in Insurance Industry. Prior to Howden he has worked for Future Generali India Insurance Co. Ltd, E-Meditek Solutions Limited, Pioneer Insurance and Bajaj Allianz GIC Ltd. Govind holds a PG Diploma in Business Management and Bachelor's Degree in Science (B Sc) in Electronics

Jasveer Singh

Assistant Vice President

Jasveer has a work experience of over 9 years. Prior to joining Howden, he was working with HDFC ERGO General Insurance Company Limited, Gurgaon as Area Head (Corporate Business Group-Punjab, Himachal & J&K). Besides HDFC ERGO he has worked for ICICI Lombard General Insurance Company Limited, Ludhiana. Jasveer is a M.Com in Business Administration and a Post Graduate Diploma in Insurance and Risk Management by qualification.

Ruth D D

Vice President

Ruth has more than 10 years of experience in Insurance Industry. Prior to working with us, she has worked with Religare, Aon and Bajaj Capital. Ruth is specialised in catering to clients with internationally moving population and the unique Employee Benefits of such companies. Ruth is a MBA in International Business and English (Hons) graduate from Delhi University.