Financial Institutions

The Risk

The vulnerability of financial institutions is well known and recent high profile cases have made headlines around the world. The threat, usually in the form of negligence, crime and regulatory issues, is not diminishing. Technology can increase the risks and has facilitated new forms of criminal activity. Effective operational controls serve to reduce exposures but appropriate insurance products frequently prove to be a vital last line of defence against:

	Dishonest managers and employees
	Hackers
	Viruses
	Forgers
	Dissatisfied customers
	Disgruntled shareholders
	Contravention of the regulatory regime

The Solution

Howden India is committed to assist you in identifying your exposures and transferring risk. Our highly experi­enced specialist team represents an increasing number of clients from across the financial services spectrum; from high profile organisations to smaller, niche players. Each client is treated as unique and benefits from the highest level of service including:

	A full analysis of the risk
	A health-check of existing insurance - free and without obligation
	Tailor-made and cost-effective solutions
We recommend first-class Indian insurers with a proven track record of fair claims settlements.

The Cover

Howden India provides the following specialist cover:

	Bankers Blanket Bond
	Computer Crime
	Cyber Liability
	Professional Liability
	Directors and Officers Liability
	All Risks of Physical Loss or Damage (cash and securities in transit and on premises)
	Stockbrokers Liability
	Stock Exchange Liability
	Depository Financial Loss
	Plastic Card Insurance
	Kidnap and Ransom

For further information contact:

Mahesh Chainani
Howden Insurance Brokers India Private Limited
Ground Floor, Bombay Dyeing Administrative Building
Pandurang Bhudkar Marg, Worli
Mumbai - 400 025, India.
Telephone: +91 22 6655 8888; +91 22 6655 8811
Telefax: +91 22 6654 8833
Email: mahesh.chainani@howdenindia.com