Over the past decade, the communications and technology (C &T) industry has experienced dramatic change. There have been immense technological developments some of which have led to increased risk. In addition to general business risks the C & Y industry faces increased risk from customers and suppliers. Value chains are becoming longer and more complex. The number of steps needed to process raw materials and components, turn them into products and put them in the hands of customers is increasing, and with them the interdependence of customers suppliers and technology. 

Howden organizes insurance solutions for the C & T industry that include: